Claims 866.485.3005 - Available 24/7 Customer Service 866.485.3004 Find an Agent Agent Login
Loading...

Choose a new password when your current password is expired or you have chosen to change it.

New Password
Confirm Password

Coverage for the things that make your house a home.

It’s easy to take your home’s mechanical and electrical systems for granted…until they break. Heating and cooling systems, refrigerators, and water heaters are essential to make your home comfortable. Repairing or replacing these items can be expensive and are typically not covered under a homeowners policy. That’s where equipment breakdown coverage comes in.

What’s covered?

Here are a few systems and appliances in your home that would be covered under an equipment breakdown policy:

  • Heating and Central A/C Systems
  • Refrigerator
  • Dishwashers
  • Garbage Disposals
  • Heat Pumps
  • High Energy Electrical Service Panels
  • Home Security Systems
  • Computer Equipment
  • Home Environment Monitoring
  • Microwaves
  • Ovens
  • Sump Pumps
  • Surround Sound Systems
  • Pool Equipment
  • Televisions
  • Washers and Dryers
  • Water Heaters
  • Well Pumps

For a detailed look at what’s covered, visit our equipment breakdown microsite.

How much does it cost?

The cost of equipment breakdown insurance coverage ranges from $25 to $50 per year, depending on the state you live in.

Is there anything that’s not covered?

Equipment components that fail due to wear and tear or have reached their maximum life expectancy are not covered. For example, loss to refrigerant in an air conditioning unit would not be covered; however, if the air conditioner fails due to a power surge that damages the AC unit’s electrical components, coverage would apply.

Ready to get started with equipment breakdown coverage? Talk to a Gulfstream agent.

Find an agent

Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which control coverage determinations. Such terms may vary by state or area, and exclusions may apply.

 

Gulfstream insurance is available in the following states:

Contact Us

Address for policy payments & correspondence:
P.O. Box 100248
Columbia, SC 29202-3248

Customer Service: 866.485.3004, option 4
Insurance Claims: 866.485.3005

Find an agent. Get a quote for insurance.

Need assistance selecting the coverage that's right for you? Talk to one of our local agents.