It’s in our nature to keep you and your belongings safe
When it comes to your home, playing it safe is always best. Luckily, being safe doesn’t have to cost tons of money or take a lot of time. Doing simple things, like shutting off your washing machine valve can help prevent water damage when you are away for an extended period of time. Another good idea is to register your appliances so you’re notified of recalls on unsafe products. For more prevention and safety tips, check out these articles and websites:
6 Ways to Prepare Now For Hurricanes. Information provided by accuweather.
Planning for disaster with a disaster supplies kit. Information provided by FEMA.
What to do before, during and after a hurricane. Information provided by FEMA.
Top 10 Ways to Protect your Home and Wallet. Information provided by the Institute for Business and Home Safety.
Water Damage Prevention
9 Sources of water damage in your home and your plan for prevention.Information provided by the Institute for Business and Home Safety.
Flood Preparation: Before, During and After a Flood. Information provided by the Institute for Business and Home Safety
Wildfire Safety and Prevention
What to do before, during and after a wildfire.Information provided by FEMA.
General Safety and Prevention
Monitor product recalls at www.recalls.gov. Unsafe appliances and other home products cause thousands of fires and injuries every year. Make sure to register your appliances so that you’re notified of recalls. Also, visit www.recalls.gov to sign up for recall alerts and search for recent recalled products.
Create a home inventory
Our homes are filled with valuables: furniture, jewelry, dishes, electronics, clothing, etc. If something happened to these items, would you be able to describe them in detail? Do you remember where and when you bought them? How much they cost? Who was the manufacturer? For most people this would be very difficult, especially at a time of crisis. That’s why creating a detailed home inventory of your belongings is so important.
There are dozens of software programs and apps, free and paid, to help you document and store your inventory list. Here are a few tips to get you started:
- Taking inventory
A home inventory can be as simple as a list or a visual record. A comprehensive home inventory list catalogs your belongings. You can create your own list using a spreadsheet (excel has a few templates that you can use) or fill out a home inventory checklist that’s ready to go. A visual record shows proof of ownership. You can do this with a video walk-through of your home or with photos.
- Document thoroughly
Keeping proper documentation will help to facilitate the claims process. Your list should include the item description (make, model, and serial number, if applicable), value, and purchase date. Scan all of your receipts and keep them together with the photos.
- Store safely
Always store your inventory list in multiple places, both virtually and on paper, if you do not have power or Internet access, the hard copy will come in handy. A good rule of thumb is that it’s never safe to store your important information in just one place; always try to keep multiple back-ups in different places and formats so that you’re prepared for anything.
- Keep current
Whenever you make a major purchase add the information to your home inventory, scan the receipt and take a picture of the item.
Click on the link below for a home inventory template and get started today.Click here to download an excel inventory template